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You Are A Serious Buyer: How To Show It

June 22, 2022 by Property Tax Managers

You Are A Serious Buyer: How To Show ItToday, the housing market is as hot as it has ever been. There are many people who are missing out on their dream homes because they are having a hard time competing with countless other people who are in the same position as them. If you want to put yourself in the best position possible to win a bidding war, you might be thinking about paying cash for your home; however, not everyone is in the same financial position. There are a few other ways for you to show a seller’s agent that you are serious about your offer.

Get A Pre-Approval Letter

This is arguably the most important step you need to take if you want your offer to be taken seriously. One of the reasons why sellers like cash offers is that they know that they do not have to worry about the buyer’s financing falling through. If you get a pre-approval letter from a lender, the buyer will know that you already have financing in place. If you want to go the extra mile, get a pre-approval letter from a local lender. If you get a better loan offer from a different lender down the road, you can always switch lenders at that time. 

Be Prepared To Pay Some Closing Costs

Traditionally, the seller is responsible for paying closing expenses; however, if you want the seller to pick your offer, consider shouldering some of those closing expenses. This will not have a long-term impact on your mortgage rate or monthly payment, but it could help you secure your dream home. You do not necessarily need to pay all of the closing expenses, but even paying a small percentage could go a long way. 

Put Down More Earnest Money

A lot of sellers are nervous about what the inspection might show. They don’t want a buyer to back out at the last minute. If you put down more earnest money, you can show a seller that you are serious because there will be a lower chance of you pulling your offer if the inspection reveals a few repairs. You should talk to a real estate professional about how much earnest money you should include for your offer to be considered competitive. 

Filed Under: Real Estate Tagged With: Buy or Sell, Real Estate

A Guide To Finding The Perfect Property For You And Your Family

June 17, 2022 by Property Tax Managers

A Guide To Finding The Perfect Property For You And Your FamilyIf you are in the market for a new home, you have probably realized that there are a lot of options available. You may have a difficult time deciding what is right for you and your family, but there are several important factors you need to consider with every home search. Do not forget to reach out to a local professional who can help you assess these factors and find the right option for you and your family.

Location Should Always Come First

There is a saying that the three most important factors in real estate are location, location, and location. Therefore, think about the location of your home first. How far are you willing to drive to get to work in the morning? If you have children, what are the best school districts in the area? How important is it for you to be close to shopping and dining opportunities? Think about the traffic, crime rates, and amenities in the area.

Consider Your Budget

Of course, you need to think about your budget as well. Considering how much you are willing to put down for your house. If you are a first-time homebuyer, you might be able to qualify for a loan for as little as 3.5 percent down. Then, think about everything that will go into your monthly payment. You need to consider not only your mortgage but also the interest rate, property taxes, and home insurance premiums that go along with homeownership. You may want to have some extra money put aside for home maintenance and repair expenses as well.

Think About Size

Now, you can think about how big of a house you need. You should create a list of things that you must have and things that are nice to have. For example, you probably have a certain number of bedrooms that your new house must have. Do you want to have a guest bedroom? Do you want each of your children to have their own bedroom? 

Find The Perfect House

These are a few of the most important factors you should consider if you are looking for a home for yourself and your family. Consider reaching out to a professional who can help you during your home search. 

 

Filed Under: Real Estate Tagged With: Location, New Home, Real Estate

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